As the end of the year approaches, it’s the perfect time to start your year-end financial checklist. By taking a few simple steps now, you can enter the new year feeling organized, prepared, and ready to make steady progress toward your financial goals. This year-end financial checklist offers a clear path to reviewing accounts, tackling debt, and setting solid objectives for the coming months.

1. Review Your Accounts

Start by examining account balances in your checking and savings. Consider moving funds into a Kasasa Cash high-yield checking account or opening a Vacation Club or Holiday Club account to optimize returns and plan ahead.

2. Evaluate Your Budget and Spending Habits

Look closely at monthly expenses and cancel unused services. Freeing up funds can help you pay down debt or boost savings. For added support, check out our debt and budget coaching resources.

3. Tackle High-Interest Debt

Consider consolidating debts into a single payment with one of our personal loan options. Lowering interest and simplifying payments sets a positive tone for the new year.

4. Get Organized for Tax Season

Gather W-2s, 1099s, and donation receipts as they come in. While we don’t provide tax documents, having them ready ensures a smoother process when you file.

5. Check Your Credit Report

Obtain your free report at AnnualCreditReport.com and review it for errors. Strong credit opens doors to better financial opportunities in the new year.

6. Reassess Your Savings Goals

Think about what you’d like to achieve next year, such as boosting an emergency fund or saving for a major purchase. Automating contributions can help you reach those targets more easily.

7. Review Insurance Coverage

Confirm that auto, home, life, or supplemental insurance meets your needs. Explore TruStage Insurance for coverage that safeguards your finances and brings peace of mind.

8. Prepare for Future Milestones

If you have big plans—like buying a car or renovating a home—start exploring loan and savings options now. View our personal loans to find solutions that fit your upcoming goals.

Looking Ahead:

A year-end financial checklist helps ensure you’re ready for whatever the new year brings. By adjusting your budget, managing debt, and setting clear goals, you’ll build a stronger financial future. For more guidance, visit our financial education resources.