Essential Checking
Pay $0 a month when you qualify
Everyday checking with a $4.00 monthly fee you can skip.
Prime High Yield Checking
Earn more on the balance you keep
Earn 2.25% Annual Percentage Yield (APY) on up to $20,000 in months you qualify.
Prime Cash Back Checking
Get cash back on what you buy
Earn up to $12.50 a month in debit card cash back.
How to qualify for Prime
Each month, use your debit card for 16 or more purchases, get a direct deposit of $250 or more and be enrolled in e-statements. Both Prime accounts also refund up to $10 a month in ATM fees and pair with High Yield Savings at up to 5.00% APY.
Compare checking accounts
| Feature | Essential | Prime High Yield | Prime Cash Back |
|---|---|---|---|
| Monthly service fee | $4.00, or $0 in months you qualify | None | None |
| Earnings | None | 2.25% APY on up to $20,000 | Up to 5% cash back on up to $250 in purchases |
| ATM fee refunds | None | Up to $10 a month | Up to $10 a month |
| Online banking, Zelle, overdraft privilege and free GreenPath financial counseling | Yes | Yes | Yes |
| Add Value-Added Services | $5.99 a month | $5.99 a month | $5.99 a month |
Make it a +
Add Value-Added Services to any checking account for $5.99 a month, and you get SureLock identity protection plus perks that save you money.
SureLock identity protection
Built into Priority Trust online banking, so it's there every time you log in.
Lock your credit in one click
Lock or unlock your TransUnion file whenever you need to, with step-by-step help for Experian and Equifax.
Check a message before you click
Paste in a suspicious text or email, or upload a screenshot, and SureLock tells you if it looks like a scam.
Know when your data leaks
Get an alert if your Social Security number, card numbers or other personal details show up on the dark web.
Get help paying to recover
Up to $5 million in identity theft insurance covers costs like legal fees and replacing your driver's license.
Talk to a specialist any time
If your identity is stolen, a certified restoration specialist works with you to get your identity back.
Member Account Benefits
Perks that save you money on everyday banking. Just ask us to set them up.
Earn more on CDs
Get a bonus rate when you open a certificate.
Pay less on personal loans
Get a discounted rate when you borrow with us.
Free money orders
Skip the fee when you need to pay by money order.
Send more with Zelle
Higher limits for bigger transfers, like rent.
Money Market Checking Account
Our Money Market Checking Account gives you the everyday access of checking with the earning potential of a money market rate.
With its higher interest rate, it is a great way to build savings without market risks. You’ll enjoy these benefits with our Money Market Checking Account:
- Six free withdrawals per month
- Competitive rate
- No monthly service charge
Business Checking
Accounts for Your Growing Needs.
Our Business Checking Account provides a simple and reliable checking account for your business that allows you to manage incoming and outgoing funds. It allows you to pay bills, receive payments, and make deposits all at an affordable price. If you’re a member and have a Primary checking account, all it takes is a minimum deposit of $100 to open an account.
- Low opening deposit
- First 50 check clearings are free
- Monthly statements provide you with up-to-date record keeping
*Minimum balance of $2,500 is required to waive a $15 monthly service fee.
Checking account questions
Start with how you use your account. Both Prime accounts reward you for banking with us, Prime Cash Back through your debit card purchases and Prime High Yield through a higher rate on your balance. If you'd rather keep things simple, Essential Checking is made for that.
Open your checking account
Stop by any of our locations, and we'll get you set up.