Overdraft Protection

Life happens! Priority Trust Credit Union understands that unexpected overdrafts occur from time to time - overdraft coverage can help.


Overdraft Protect and Courtesy Pay

Priority Trust credit Union offers the following overdraft coverage options for you to consider:

  • Overdraft Protection - linked to another deposit account at Priority Trust Credit Union
  • Overdraft Protection Line of Credit
  • Courtesy Pay

Overdraft Protection services apply to all types of transactions and may help protect your account from being overdrawn by automatically transferring funds to your checking account from another account, cash advance, or line of credit you may have at PTCU, for a fee or finance charge.

Courtesy Pay allows you to overdraw your account for a fee in order to pay a transaction. Extended Coverage is available for you if you choose to have ATM withdrawals and everyday debit card transactions included with the transactions listed under standard Courtesy Pay.

For more information on what you need to know about Overdraft Protection and Courtesy Pay please contact us at 713-970-6200 or visit your local branch.