Rates

Savings, CDs & Loan Rates

Savings, Checking, and Money Market Accounts

Account Type Annual Percentage Yield Annual Percentage Rate Balance for Dividend
Savings0.05%0.05%$100
Kasasa Saver0.20%0.199%Up to $10,000
Kasasa Saver0.100%0.10%Over $10,000
Kasasa Cash3.00%2.959%Up to $10,000
Kasasa Cash0.10%0.099%Over $10,000
Money Market0.60%0.598%$2,500
Holiday/Vacation Club0.05%0.05%$200

IRA Accounts

Minimum ANNUAL PERCENTAGE YIELD ANNUAL PERCENTAGE RATE
$1000.60%0.598%

Certificates of Deposit Accounts

Term Annual Percentage Yield Annual Percentage Rate Minimum Deposit
6 Months2.50%2.472%$1,000
12 Months4.15%4.073%$1,000
18 Months4.00%3.928%$1,000
24 Months3.50%3.445%$1,000
36 Months3.55%3.494%$1,000
48 Months3.65%3.590%$1,000
60 Months3.75%3.687%$1,000

Note: For balances $50,000+ increase dividend rate by 15 basis points (0.15%).

Savings and Checking Accounts (Grandfathered)

Account Type Annual Percentage Yield Annual Percentage Rate Minimum Balance for Dividend
Savings0.05%0.05%$500
Silver Checking0.05%0.05%$200
VIP/Bonus/Business Checking0.05%0.05%$500
Met Setters Checking0.05%0.05%$5
Money Market0.15%0.15%$2,500

*APY= Annual Percentage Yield. Minimum amount to open Certificate is $1,000. All Rates and APY are subject to change without notice APY or Annual Percentage Yield assumes dividends remain in the account until maturity. Withdrawals or fees reduce earnings. All accounts must remain open through the end of the dividend period or the maturity date to be paid the accrued dividends.Fees can reduce the earnings of deposit accounts. Penalty may apply for early withdrawal of CD deposits.

Mortgage

Loan Type APR* Amount
Home Equity6.25% - 8.25%$2,500 min - $50,000 max

Home Improvement

Loan Type APR* Amount
Home Improvement9.00%$2,500 min - $15,000 max
10.00%$15,001 - $25,000

Personal Loan

Term APR*
Holiday Loan12.99%
Signature Loan12.00% - 18.00%
Line of Credit12.00% - 18.00%
Second Chance LOC / Signature18.00%

New / Used Autos

Model Year Term APR*
2021-2022Up to 72 months4.99% - 15.99%
2020Up to 60 months4.99% - 15.99%
2019Up to 54 months4.99% - 15.99%
2018Up to 48 months4.99% - 15.99%
2017Up to 42 months4.99% - 15.99%
2016Up to 36 months4.99% - 15.99%
2015Up to 12 - 30 months4.99% - 15.99%

New/Used Recreational Vehicles – Up To 85% INV/TRD Value

Minimum APR*
Under $50,000.00Up to 60 months9.00%
Over $50,000.0061 to 120 months10.00%

New/Used Motorcycle – Financing Up To 80% INV/TRD Value

Term APR*
Up to 48 Months5.99% - 15.99%

*APR – Annual Percentage Rate

For current information call us at (713) 970-6200.

This Rate Schedule sets forth certain conditions, rates, fees and charges applicable to all loans and loan requests at Priority Trust Credit Union and is incorporated as part of your loan agreement(s) with us. All rates quoted are annual percentage rates (APR). All rates are dependent on credit worthiness and loan term. Each product has a minimum loan amount and minimum loan amounts for certain terms. Loan to Value Ratio on Secured loans may increase or decrease the rate.