Savings, CDs & Loan Rates

Savings, Checking, and Money Market Accounts

Account Type Annual Percentage Yield Annual Percentage Rate Balance for Dividend
Kasasa Saver0.75%0.747%Up to $20,000
Kasasa Saver0.10%0.10%Over $20,000
Kasasa Cash5.05%4.936%Up to $20,000
Kasasa Cash0.10%0.099%Over $20,000
Money Market0.60%0.598%$2,500
Holiday/Vacation Club0.05%0.05%$200

Certificates of Deposit Accounts

Term Annual Percentage Yield Annual Percentage Rate Minimum Deposit
6 Months4.25%4.169%$1,000
12 Months4.05%3.977%$1,000
18 Months3.85%3.784%$1,000
24 Months3.75%3.687%$1,000
36 Months3.80%3.735%$1,000
48 Months3.85%3.784%$1,000
60 Months3.90%3.832%$1,000

Note: For non-promotional balances $50,000+ increase dividend rate by 15 basis points (0.15%).

*APY= Annual Percentage Yield. Minimum amount to open Certificate is $1,000. All Rates and APY are subject to change without notice APY or Annual Percentage Yield assumes dividends remain in the account until maturity. Withdrawals or fees reduce earnings. All accounts must remain open through the end of the dividend period or the maturity date to be paid the accrued dividends. Fees can reduce the earnings of deposit accounts. Penalty may apply for early withdrawal of CD deposits.

IRA Accounts


Savings and Checking Accounts (Grandfathered)

Account Type Annual Percentage Yield Annual Percentage Rate Minimum Balance for Dividend
Silver Checking0.05%0.05%$200
VIP/Bonus/Business Checking0.05%0.05%$500
Met Setters Checking0.05%0.05%$5
Money Market0.15%0.15%$2,500

Personal Loan

Term APR*
Summer/Holiday Loan14.99%
Signature Loan11.99% - 15.99%
Line of Credit11.99% - 15.99%
Second Chance LOC / Signature18.00%

*APR – Annual Percentage Rate

New / Used Autos

Model Year Loan Amount Term APR*
2017 - 2024$45,000 or greater84-months6.99% - 16.89%
2017 - 2024Less than $45,00012-months - 72-months6.29% - 16.59%

*APR – Annual Percentage Rate. Rate includes 0.25% automatic payment discount.


Term APR*
Up to 120-monthsAs low as 7.29%

*APR – Annual Percentage Rate; Rate includes Autopay Discount; Max Finance amount 90% of Invoice/Average Used Retail; Max Term 72 Months up to $40,000; Max Term 84 months for greater than $60,000

Auto Equity Loan

Model Year Loan Amount Term APR*
2014 or Newer80% of Vehicle ValueUp to 60-months8.99% - 17.99%

*APR – Annual Percentage Rate

Loan rates accurate as of March 26, 2024

For current information call us at (713) 970-6200.

This Rate Schedule sets forth certain conditions, rates, fees and charges applicable to all loans and loan requests at Priority Trust Credit Union and is incorporated as part of your loan agreement(s) with us. All rates quoted are annual percentage rates (APR). All rates are dependent on credit worthiness and loan term. Each product has a minimum loan amount and minimum loan amounts for certain terms. Loan to Value Ratio on Secured loans may increase or decrease the rate.