High Rates Shouldn't Put Dreams on Hold
Today's housing market feels impossible. Home prices have soared, interest rates climbed, and that monthly payment calculator keeps delivering bad news. You're financially ready to own, your credit is solid, and you've saved responsibly, but traditional mortgage payments stretch your budget beyond comfort.
Most loans demand payments based on today's high rates from day one, leaving no room for the life you want to build. Young families shouldn't have to choose between
homeownership and financial breathing room.
Here's where a Smart Start Mortgage from Priority Trust Credit Union comes in.
Meet Smart Start.
The Mortgage That Grows With You
Priority Trust's exclusive step-up mortgage starts low, increases gradually, then locks in for life.
SmartStart isn't your typical mortgage. Instead of hitting you with high payments from day one, we start you at a lower rate that steps up gradually over three years, then becomes fixed forever.
Think of it as a mortgage designed for real life: lower payments when you're getting established, predictable increases as your income grows, and long-term stability when you need it most.
Free up cash flow with lower initial payments
Gradual rate increases capped for your protections
Member-exclusive program not available elsewhere
Your Smart Move Starts Here
Ready to experience the SmartStart difference? Free up cash flow, protect your budget, and own your dream home with Priority Trust's exclusive mortgage solution. Apply today or call us at 832-912-2153. Our mortgage specialists are standing by to show you exactly how much you could save.
Frequently Asked Questions
No. SmartStart has a predetermined, fixed rate schedule. Unlike ARMs, your rates will never adjust based on market conditions. You know exactly what your rate will be each year.
Priority Trust Mortgage Division
powered by FocusOne Mortgage Solutions
