Season of Savings Auto Loan: Buy Now, Pay in February
Need a car but don’t want another monthly bill during the holidays?
Buy your car now and skip payments until February 2026. You’ll get competitive rates, plus two months to focus on the holidays instead of a car payment. And here’s the best part: every loan comes with $250 cash back.
What You Get
- No payments until February 2026
Buy your car in December or January. Your first payment won't be due until February. - Rates as low as 4.05% APR† with qualifying discounts
Your final rate depends on credit approval and which discounts you qualify for. - $250 cash back on every loan
Finance your car and get $250 back after funding. That's $250 you can use for insurance, registration, accessories, or anything else you need. - Works at any dealer or private seller
Find the car you want, then apply for financing through us. No restrictions on where you buy.
How to Apply
Shop for your car at any dealership or through any private seller. When you find what you want, apply online or stop by any Priority Trust branch. We'll let you know if you're approved, and you can take it from there.
Season of Savings gives you the flexibility to buy your car now without the immediate payment stress. Apply before January 16 and start the new year with one less bill to worry about.
Questions?
Call us at 832-912-2182 or visit any branch.
†APR = Annual Percentage Rate. 4.05% rate available with qualifying discounts: Auto Pay (0.25% discount), 20% down payment (0.50% discount), and checking account with direct deposit averaging $1,000+ monthly (0.20% discount). Based on credit approval. Minimum loan amount $15,000. Season of Savings promotion valid through January 16, 2026. $250 cash back issued after loan funding. Other restrictions may apply. Membership required; $5 minimum deposit to establish membership.