Our 13-Month CD Pays Up to 4.10% APY

Finally, a rate worth moving your money for. The more you deposit, the more it earns.
Deposits from $1,000 to $20,000 earn 4.00% APY*. Deposits above $20,000 earn 4.10% APY*.
See exactly what your deposit would earn below.
Our current 13-month CD special
Interest earned by month 13:
Total interest earned = $0
National average: % APY. Source: FDIC National Rates via FRED.
Simple, Straightforward Growth
- Your money actually grows. Type your deposit into the calculator above and watch the balance build. Most savings accounts barely keep pace with inflation. This certificate pays real returns instead.
- No market risk. Your rate locks in the day you open your certificate, whatever happens in the market or the economy.
- Long enough to earn, short enough to stay flexible. Thirteen months is enough time for a strong return, without tying up your money for years.
- Automatically renews. At maturity, your certificate rolls into a 12-month term at the current rate.
Ready to Open Your Certificate?
Stop by any Priority Trust branch or call us at 713-970-6200.
*APY is Annual Percentage Yield. 13-Month Certificate. Promotion valid through July 31, 2026 but may end at any time at the credit union's discretion. Member must bring in funds not currently held at Priority Trust Credit Union. Funds cannot have been on deposit with Priority Trust Credit Union within the last 60 days. Minimum deposit $1,000. Maximum deposit $75,000 per certificate. Members may open up to 3 promotional certificates, for a combined maximum of $225,000. Deposits from $1,000 to $20,000 earn 4.00% APY. Deposits from $20,000.01 to $75,000 earn 4.10% APY. Interest compounded monthly. Certificate automatically renews at 12 months at the current interest rate at time of renewal. Early withdrawal penalty: 270 days of interest. Fees may reduce earnings. Rates subject to change without notice.