Smart-E Loan
Discover the Smart-E Loan from Priority Trust Credit Union, tailored for Texas homeowners eager to embrace energy efficiency and renewable energy solutions.
This loan is your key to a wide array of home improvements, from solar panel installations to energy-efficient upgrades, all designed to boost your home's comfort and reduce your energy bills.
View the full list of eligible home improvements you can finance with our Smart-E Loan.
Find a list of eligible contractors here.
If you already have a contractor and they are not on the approved contractor list, then they’ll need to go through Smart-E contractor training by applying here: texas.ngenfinance.org/registration/profile
Key Benefits of the Smart-E Loan:
- Versatile Financing: Choose from over 40 energy upgrades, including solar panels with batteries and necessary roof repairs.
- Budget-Friendly Terms: Enjoy low-interest rates, fixed monthly payments, no money down, and an easy application process.
- Generous Loan Features: Access up to $50,000 with terms up to 240 months, no prepayment penalties, and the freedom to use tax credits as you prefer.
Invest in your home's efficiency and comfort with Priority Trust's Smart-E Loan, paving the way for a sustainable and cost-effective future in Texas. Start your application today and transform your living space with energy-smart solutions.
| Loan Term | APR* |
|---|---|
| 5-Years | Up to 6.49% |
| 7-Years | Up to 6.99% |
| 10-Years | Up to 6.99% |
| 12-20 Years | Up to 6.99% |
*All rates herein are expressed as an Annual Percentage Rate (APR). A $20,000 loan at 6.99% for 12 years will have a monthly payment of $205.57. 15 and 20 year terms available. Offered rates, terms, programs, and underwriting policies are subject to change without notice.
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Submit your application today